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Cash advance apps – also called payday advance apps – allow you to borrow money in advance of your paycheck. A new player in the field — earned income, or wage. Chime is an online banking app that lets you access cash – even when funds are low – if you have a checking account that's set up with a direct deposit. Get an emergency loan for unexpected expenses from GLCU. Apply for our Fast Cash loan without a credit check and get funds the same day. Spotloan is a better way to borrow extra money. It's not a payday loan. It's an installment loan, which means you pay down the balance with each on-time. You could get funding today with these quick cash loans · LightStream: Best for home improvement emergencies · SoFi: Best for large loans · Rocket Loans: Best for.